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How Segregation Created America’s Black‑White Wealth Gap From the 1930s to the 1960s, government policies enforced residential segregation that trapped Black families in underinvested neighborhoods while giving white families access to homeownership and generational wealth. Discover how redlining, discriminatory housing policies, and systemic racism created the massive wealth gap that still exists today. #ResidentialSegregation #Redlining #BlackWealthGap #History residential segregation, redlini
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🖤🤎 The Melanation Project… Redlining and the rules that built segregation The System: In the 1930s and 1940s, federal housing policy helped separate where people could live and build wealth. Two pillars were the Home Owners’ Loan Corporation (HOLC) “residential security” maps that graded neighborhoods, and the Federal Housing Administration (FHA) underwriting rules that warned against the “infiltration of inharmonious racial groups” and promoted racially restrictive covenants.  The Receipts (
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