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💡 Life Insurance vs. Indexed Universal Life (IUL): What’s the Difference? Not all life insurance is created equal! 🛡️ Traditional Life Insurance gives your loved ones financial protection but doesn’t grow in value. Once you stop paying, coverage usually ends. 📈 Indexed Universal Life (IUL) not only provides protection but also helps you build cash value that can grow over time — and you can even borrow from it for emergencies or investments. As a Licensed Life Insurance Agent (in training), I
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💡 Life Insurance vs. Indexed Universal Life (IUL): What’s the Difference? Not all life insurance is created equal! 🛡️ Traditional Life Insurance gives your loved ones financial protection but doesn’t grow in value. Once you stop paying, coverage usually ends. 📈 Indexed Universal Life (IUL) not only provides protection but also helps you build cash value that can grow over time — and you can even borrow from it for emergencies or investments. As a Licensed Life Insurance Agent (in training), I
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Many types of life insurance are available, with different rules for coverage, premiums and other policy benefits. Permanent policies, such as whole life and universal life, don’t have a set expiration date. Temporary term policies do. Term policies start out more affordable but get more expensive if you decide to renew. Some permanent policies build cash value — money you can take out while alive. The way this works depends on the policy. Understanding the different types of life insurance can
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