Considering a Roth IRA conversion before RMDs? Learn if paying taxes now to avoid them later is right for you.

What are your thoughts on Roth conversions if you are in the highest tax bracket and plan to be there moving forward? -Joel ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

I encouraged my wife to take a $40,000 Roth conversion in a lower tax year. Even though she has another Roth IRA at a ...

Turning 73 triggers new tax rules. Here are five smart moves retirees can consider to manage RMDs and reduce surprise tax ...

Medicare’s IRMAA surcharge turns Roth conversion timing into a premium management tool, and retirees with large traditional ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Most tech executives earning $400,000 or more have already accepted that a regular Roth IRA is off the table. For 2026, ...